May 29, 2026
When you’re buying a new set of tires, it’s usually a have-to decision, not a like-to choice, which causes a lot of stress. We’re here to help you make the best choice you can for a stress-free shopping experience. We’ll run through the pros and cons of buying and financing tires so you can do what’s best for your car and your wallet.
Key Takeaways
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Yes, you can finance tires with Only Tires
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Financing can keep monthly payments small so you can pay on your terms
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Only Tires partners with Affirm, Katapult, and PayPal to give financing shoppers more options that fit their budget
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Financing vs Buying

You have options when you’re shopping for tires. You can buy one tire at a time, or you can buy a new set all at once. The real question is: do I pay now or later? Financing your tires is a good option for shoppers who want to pay in monthly installments instead of the upfront price tag cost. Let’s dive into why you might want to finance your tires instead of buying them.
Benefits of Financing
Many people are skeptical of financing because they worry about late fees or making interest payments. While that is a valid concern, our financing options give shoppers ways to avoid this with low monthly payments that they can easily manage.
Each financing option is different. Some don’t penalize shoppers with late fees, others only need $1 down, others can offer 0% APR for qualified shoppers. There are many ways you can shop for your tires while protecting your wallet.
One of the benefits of financing is that you can level up your tires. Instead of spending $1,000 at once, you can finance those premium tires at smaller monthly payments that won’t break the bank. This is a great budget-friendly option for shoppers who want the most for their money, but are scared of that big price tag.
If you want to learn more about the financing options available at Only Tires, read more below.
How to Finance Tire at Only Tires

We accept three different financing options to give shoppers more options. We work with Affirm, Katapult, and PayPal to help shoppers finance their tires.
Benefits of Financing with Affirm
Affirm is one of our financing partners that gives shoppers more options for financing their tires. Shoppers who want low to 0% APR and easy-to-manage monthly payments will find Affirm’s approach to financing seamless and user-friendly.
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As low as 0% APR for qualifying buyers
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Choose monthly payment plans
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No hidden fees
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No late fees
Benefits of Financing with Katapult
Katapult is a flexible lease-to-own option for shoppers who want ultimate flexibility and convenience. Shoppers can pay as little as $1 on their purchase to get the tires they need installed on their vehicle now for safe, reliable driving and pay later on their terms. For shoppers who are worried about their credit score or high monthly payments, Katapult can put you at ease.
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High approval rates
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No traditional credit required
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Flexible monthly payments
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Early purchase options available
Benefits of Financing with PayPal
For PayPal users, you have an additional financing option right at your fingertips. The PayPal Pay Later option is a quick, affordable way to finance your tires. Split your purchase into small easy payments without being penalized with late fees.
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No late fees
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Flexible monthly payments
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Quick approval for PayPal users
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Simple, familiar checkout experience
Learn More About Financing
Finance with Only Tires
Learn more by visiting our Financing Options page. Shop with confidence by visiting our website, contacting our support team with any questions you have about our tires, and visit our blog for other important guides, how-to’s, and more!