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As low as 0% APR financing through Affirm

As low as $1 down with Katapult

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      Financing

      PAY FOR TIRES
      OVER TIME. NO SURPRISES.

      Get the tires you need today and split payments over time with Affirm or Katapult and Paypal Simple approval, clear terms, and no hidden fees.

      SHOP TIRES
      As low as 0% APR available
      No hidden fees
      Instant decisions

      Fast Approval

      Get a decision in seconds — no long forms or waiting.

      Flexible Payments

      Choose a plan that fits your budget.

      No Hidden Fees

      What you see is what you pay. Always.

      Simple Process

      HOW FINANCING WORKS

      01

      Choose Your Tires

      Find the right tires for your vehicle and add them to your cart.

      02

      Select Financing at Checkout

      Choose Affirm, Katapult, or PayPal during checkout.

      03

      Get Approved

      Complete a quick application and receive an instant decision.

      04

      Pay Over Time

      Split your purchase into manageable payments — no surprises.

      Payment Partners

      THREE WAYS TO PAY OVER TIME

      Whether you prefer monthly installments or a lease-to-own option, we've got you covered.

      Buy now, pay later

      Pay Over Time with Affirm

      Affirm lets you break your purchase into simple monthly payments. No late fees, no hidden costs, and clear terms upfront so you always know exactly what you'll pay.

      • As low as 0% APR available for qualified buyers
      • Choose monthly payment plans
      • No hidden or late fees
      • Transparent pricing from day one
      Lease-to-own

      Starting as Low as $1 Down

      Katapult offers a flexible lease-to-own option designed for customers who may not qualify for traditional financing. Get approved quickly and pay over time with flexible terms.

      • High approval rates
      • No traditional credit required
      • Flexible payment schedules
      • Early purchase options available
      Buy Now, Pay Later

      PayPal Pay Later

      Quick, simple financing for PayPal users who want flexible monthly payments. Split your purchase into easy installments with no late fees.

      • No late fees — ever
      • Flexible monthly payments
      • Quick approval for PayPal users
      • Simple, familiar checkout experience
      Side by Side

      WHICH OPTION IS RIGHT FOR YOU?

      Buy Now, Pay Later

      Best for customers who want low or 0% APR and predictable monthly payments.

      Lowest APR Option
      As Low as $1 Down

      Best for customers looking for flexible approval and lease-to-own options.

      Highest Approval Rate
      Buy Now, Pay Later

      Best for PayPal users who want quick, simple monthly payments with no late fees.

      No Late Fees
      Why Finance with OnlyTires?

      BUILT AROUND SIMPLICITY.

      Financing shouldn't be complicated. We've built it directly into checkout so you can compare options, get approved, and complete your purchase in minutes.

      • Fully integrated at checkout
      • No paperwork or store visits
      • Clear terms before you commit
      • Works with delivery or installer options
      As low as 0% APR available on qualifying purchases
      $0 Hidden fees or surprise charges
      60s Average approval decision time
      2 Financing options available at checkout
      Common Questions

      FINANCING FAQ

      Affirm approval depends on credit, while Katapult offers options for customers with less-than-perfect credit. Both are available at checkout and you can see which one you qualify for in seconds.

      Minimums may apply depending on the provider and payment plan selected. This will be shown clearly at checkout before you commit to anything.

      Yes. Both Affirm and Katapult offer early payoff options with no penalties. Paying early can reduce the total interest you pay.

      Affirm may perform a soft credit check, which does not impact your credit score. Katapult does not rely on traditional credit checks at all.

      Payment timing depends on the provider and plan you select at checkout. All payment details — including your first due date — are shown clearly before you confirm your purchase.

      Free shipping to the Lower 48
      18,000+ trusted installers nationwide
      Wisconsin-based support team
      Ready to Get Started?

      GET THE TIRES YOU NEED —
      WITHOUT WAITING.

      Apply in minutes, get approved instantly, and split your payments over time.